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PostPosted: Fri Dec 14, 2012 7:57 pm 
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Kremmen wrote:
Or put another way your standard of living may not be as good as it is today without this immigration and your house would certainly not be as valuable as it is...........

all things are relative I could have bought my ex council house a few years back for the grand some of £4k I was working but no way could I afford it, then once the interest for the mortgage was added, years later, when things was better I bought it for 26k plus interest on a ten year mortgage that took me two years into retirement and paying out of my pensions, as by then the timing was right, never over extended the main pitfall of those who get into trouble. :) :)

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PostPosted: Fri Dec 14, 2012 8:18 pm 
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Moley wrote:
geezer466 wrote:
Kremmen wrote:
The only ploy I favour is to reduce benefits to a level that it's better to work. benefits should be just enough to get by, not the 'holiday' it is now.


Tax credits were just another bung to big business to get taxpayers to make up wage levels to living standard.

.


Absolutely spot on Geezer and a point which is clearly missed by a large majority of the electorate.

Recent discussion amongst those of us who care to seek out facts beyond the headlines have centred on the fact that there is a growing gulf between the legal ' Minimum Wage ' and the realities of an actual ' Living Wage '. The major supermarket chains have been highlighted as amongst the worst offenders for exploiting this loophole, but I doubt they are alone in this.

Despite generating multi million pound profits they often pay the bare minimum wage to the majority of their employees, who are then forced into the Tax Credit system in order to survive. Hence the taxpayer is effectively subsidising the wage bill for companies who could well afford to pay a decent living wage, but choose not to.

Quite frankly there is a lot of nonsense spoken by folk who have no idea what its like to try and survive on the lowest level of benefits. Whilst there will always be people who abuse the system, there are many many more who are genuinely struggling to cope with a system that knocks them down every step of the way.

Perhaps its time to show some humility and humanity, instead of jumping on the usual bandwagons ? Just a thought.


The last decade or so has seen a sea change from full time jobs on offer to part time. No accident that people only need a minimum of 16 hours at work to qualify for tax credits.

So the policy has also brought about a shift from reasonably well paid full time positions to many more poorly paid part time ones.

Increasing the pain for when tax credits are chopped under UT.


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PostPosted: Fri Dec 14, 2012 8:38 pm 
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its just juggling figures! how else can the jobless figures not go down with less real jobs available? :o :o

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